Making Life Easier

Offering outstanding service to clients both businesses and individuals alike.
CHJ Financial is fast becoming a leader in the accounting and business advisory space.

Yes we are accountants but we are different

CHJ Financial is an accounting firm which is fast becoming a leader in the accounting and business advisory space due to outstanding service to our clients, both businesses and individuals alike.

We pride ourselves on being trailblazers in cloud based accounting technologies because we know that compliance and business strategy shouldn’t be as painful as it has been in the past, hence our motto: Making Life Easier.

If you are in business, do yourself a favour and scroll down to our fixed price packages. Join us and never again will your Accountant send you a surprise bill.

You might even like our personalities – who would have thought…

Why we do what we do

CHJ Financial was founded by Partners, Shaun Costello and James Harrison in 2012, who were joined by Luke Bradley in 2014 and is based on the Southern Gold Coast, in Coolangatta. We service clients across the country.

With a vision to revolutionise the accounting industry by transforming the transactional relationship many clients have with their accountants, we sought to build a practice that encouraged transparency, honesty and respect.

We built CHJ Financial on a business model that fosters a clients- accountant relationship built on strategy, trust and mutual respect. From individual taxpayers, to large businesses, we care about our client’s lives. In essence, we work to achieve the best possible results for our clients and their businesses.

Through innovative use of technology, coupled with a viewpoint that differs from traditional accountants and proven results, we are fast becoming industry leaders.

Why choose our firm?

CHJ Financial give you peace of mind by looking after your financial and accounting operations. We also use our business advisory expertise to monitor your business, giving you proactive advice on how you can improve your bottom line and net worth.

Service bundling packages
Jargon free recommendations
Friendly & personal service
‘No Surprise’ billing


I need an accountant

who is a history maker not a history recorder

My Accountant

is just a form filler for the ATO yet he charges me like he is the tax man!!

I wish

i could spend more time with the family instead of the books

Why does my Accountant

only tell me what my tax bill is instead of trying to help me reduce it

I'm sick of my Accountant

charging what they like without any rhyme of reason

I wish my Accountant

would speak my language

I don't have time

to work on my business because i am always working in my business

I don't know what i'm paying

you for please, please just simplify my compliance


Packaged Accounting

Just tell us what services you require & we will create a package & price to suit.

Here are a few of our most popular packages

Packages Include

  • Xero Accounting Software
  • Annual Financial Statements Preparation
  • Tax Return Preparation & Lodgement
  • Tax Planning Review (in April/May)
  • Unlimited e-mail and Phone Support (brief phone calls only)
  • Annual ASIC Company Review (ex. ASIC fees)
  • Annual Business Valuation Indicator
  • Preparation & Lodgement of BAS
  • Maintain Fixed Assets Register & Calculate Depreciation
  • Budgets Prepared & Reviewed Quarterly
  • Quarterly Management Reports
  • Quarterly Business Strategy Meeting (Phone or Skype)
  • Annual Strategic Planning Meeting
  • Annual 12 Month Cash Flow Forecast & Profit Plan
  • Business Performance Health Check
  • Monthly Profit & Cash Flow Actual –v- Budget Report
  • Monthly Management Reports
  • Monthly 1 Hour Business Strategy Meeting (Phone or Skype)

Compliance Basics

  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X
  • X

Advice Plus

  • X
  • X
  • X
  • X
  • X
  • X

Virtual CFO

Accounting & Taxation Services

Accounting & Taxation Services

In the constantly changing business environment, you can rely on our business services team to be expert, up-to-date and ready at hand to assist you with your business matters.

Wealth Management

Wealth Management

We can help ensure that your personal wealth is managed as tax-efficiently as possible.



We can provide strategic support so you can provide for your retirement.

Finance Services

Finance Services

We can help you to secure the essential finance for you and your business. We assist for both business and individuals.

Business Strategy & Support

Business Strategy & Support

Thinking strategically about future changes in the marketplace can be the key to running a sustainable business.

Delivering Cloud + Technology Accounting Solutions & Advice

Delivering Cloud + Technology Accounting Solutions & Advice

Cloud, technology accounting and business applications are fast gaining traction as must have tools in the rapidly changing business landscape we are in.


 There’s no doubting Shaun, James and their team are true professionals when it comes to tax planning and accounting strategies. But, to be able to bring to the table a very personable, respectful and all round ‘down to earth’ attitude with those afore mentioned skills, is a massive plus. No phone call or email seems to go unanswered – unless it’s 1am and you’re on a bender, which was still laughed off the next day.

CMT equipment has been using CHJ Financial since it first opened its doors in early 2012. CHJ has had a strong hand in guiding us through our tax and accounting issues. Not only on a business level, but a personal level as well.I have no hesitation in recommending CHJ Financial for your business or personal accounting needs. 

-David Dick

After making the first contact with CHJ Financial, we have been very impressed with their professionalism on all levels and their service to be impeccable. The staff are always polite and willing to help in any way possible. We would never have any hesitation in recommending CHJ Financial to any potential clients. 

-Belinda Willoughby

Find Out More About XERO

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Find out how our customers are using Xero to grow their business.

Want a FREE 30 days trial of XERO?

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Meet the Co-Founders

James is the definition of an entrepreneur; an innovator, a generator of new ideas and business processes. On any and every given day he will propose a new thought about an external business opportunity or internal business growth.

The downside for his passion & enthusiasm for business is that he does not sleep, however that has not dulled his ambitions.

James is often classified as “Dad of the Year” & surprisingly this is not self-labelled. He has 4 kids with the youngest boys being twins.

He has unbridled passion for most sports. Once an accomplished football player (however his knees gave in under the weight of expectation), dabbles in a bit of boxing, cycling, surfing and the sport of kings – Horse racing.

James is a true asset to any business & I’m just privileged to have him on my team – I’m sure all his clients feel the same way.

- written by Shaun Costello

To say Shaun is a dynamic leader is an understatement. A respected leader within respected circles, Shaun’s diligence and innovation are true assets to any business.

Coming from a family of notable business people, Shaun was always destined to play the role he does for his clients. Shaun’s ability to wear the hat of trusted advisor, chief strategist as well as confidante are invaluable.

Shaun’s steely resolve to achieve the best outcome for anyone in his corner means that his presence on yours (and my) team is invaluable. He is aided in his endeavours by his lovely wife & kept busy on the weekends with their 2 children.

- written by James Harrison

Luke has over 12 years experience in commercial and private practice; he specialises in the areas of business consulting, taxation strategies, superannuation, entity structures and strategic planning. Luke understands modern businesses, the challenges they face and how best to help them achieve their goals.

Luke is able to advise in relation to business structures and set the appropriate strategies for the business incorporating all taxation, accounting, financial planning and compliance issues.

Away from the office you’ll either find Luke with his family, in the surf, on the golf course, watching footy or indulging in his passion for caffeine

- written by James Harrison

Contact Us

Office Location:
Level 2
64 Griffith Street
Coolangatta QLD 4225

Mailing Address:
PO Box 909
Coolangatta QLD 4225

Phone Number:
(07) 5599 5747